Indemnity insurance is required by legislation and employers and exists for your protection.
Premiums are payable annually and the cover must be renewed every twelve months. Your cover is therefore valid for 12 months and must be renewed every year in the same month in which you originally took out the cover. Current premiums:
|Registered nurses||R275 per annum|
|R350 per annum|
|Student nurses||R225 per annum|
|R300 per annum|
|Excess payment||R2 500|
1Re-institution is when you have exhausted the total insurance amount within the cover period.
* Prices subject to change by insurer.
Cover you receive with this policy includes:2
|Medical malpractice||A total of
R7 500 000
|Violation of confidentiality|
Only practising nurses need to have this specific professional indemnity product.
Fill in the application form and email it to: firstname.lastname@example.org. The broker will then process the application form and will contact you if any supporting documents are required.
Indemnity insurance is valid for 12 months and is renewable annually.
"Retroactive" insurance provides cover for any cause of claim that is unknown to you that took place up to three years prior to the new insurance period.
The policy covers you for a breach of your professional duty, breach of an implied warranty of authority, defamation/injuria as well as bodily injury you may cause to a patient through any negligent act, error or omission whilst you render healthcare services. Please see the policy wording for the exact cover provided and all relevant exclusions.
Labour disputes, fictional claims and normal employer matters are not covered by your policy. Any criminal actions and damage caused wilfully, may not be claimed via this cover. For Solidarity benefits click here.
Send an email to email@example.com and a broker will guide you through the claim procedure.
No documentation is required for a claim. Please notify the broker immediately at firstname.lastname@example.org in the event of any expression of dissatisfaction by a client or patient, and the broker will guide you through the process.
Report the incident to email@example.com regardless of its significance. Compile a sworn affidavit and send it to the broker so that it can be placed in your file.
Yes. If you render assistance in a medical emergency, at the scene of an accident or a disaster and it is outside your working hours, the policy will cover you.
No. Legislation differs from country to country and therefore cannot apply internationally. Cover ceases automatically when you leave the country to live or work elsewhere.
No. This is an annual policy with a single annual payment.
Yes. The indemnity is linked to the person and not to the organisation where you work.
Yes, you may switch your cover to the normal nursing premium, but “retroactive” insurance will not be included.
We recommend that you get cover for any claims that might arise for three years after you have left the profession. Feel free to contact firstname.lastname@example.org for an explanation of the “run-off cover” procedures.
Our policy provides additional cover that your hospital policy at present does not provide. In addition, your hospital policy covers you only for incidents that occur in the hospital and not for incidents while you are not on duty.
Nurselnsure is a product that was developed in collaboration with Camargue Underwriting Managers (Pty) Ltd and is marketed by Maple Group (Pty) Ltd, an authorised financial service provider, FSP number 49025. Tel: +27 87 940 0076. Web: www.maplegroup.co.za. Email: admin@maplegroup. Address: 1st Floor, Westwood Building, 57, 6th Street, Hyde Park, Johannesburg. Postal address: PO Box 55564, Northlands, 2116.
Underwriter: Camargue Underwriting Managers (Pty) Ltd (FSP 6344)
Insurer: Compass Insurance Company Ltd (FSP 12148)